Menards BIG Card: Do you shop at Menards stores regularly and frequent a Speedway, Holiday, Kwik Trip or Kwik Star gas station? If Yes. Then there is good news for you. Menards has offered a BIG Credit Card for its customers. Menards is a home improvement private company which is located in the Midwestern United States. The company was founded in 1960 and incorporated in 1962. In 2007, the larger Menards stores started selling groceries. Shoppers can be able to get items like frozen pizza, milk, eggs, traditional snacks, and a variety of canned items. But before going to buy Menards Big Card, you need to know about the rewards and other details. For this reason, on this page, we have given complete information about Menards BIG Credit Card. On the other hand, bookmark our page menards.club for the latest updates from time to time.

As the Menards caption says “Save BIG Money,” people can save more on housing, and it’s making materials. It is even more easy to save if you have Menards BIG Card. A lot of loyal shoppers contribute a lot to the success of Menards. For this reason, Menards focused on these people by offering Menards BIG Credit Card. This BIG Card at Menards issued by the capital one. Additionally, you can also check more details about Menards BIG Card at the official website of Menards. Menards has three types of cards one is a BIG card, the second one is a contractor card, and the third one is a commercial card. The Menards BIG credit card is helpful for you to improve your credit. On the other hand, follow our page for latest updates about Menards.

Menards BIG Card | BIG Card at Menards

Large or small bring your house improvement projects to life with the help of Menards BIG Credit Card. Menards customers can have three benefits with the Menards BIG Card on purchases. Check this section for three advantages of the BIG card at Menards.

Menards BIG Card

2% Rebate:

People can get a 2% rebate on their daily purchases. In addition to this 2% rebate, the BIG card gives you the opportunity for extra rebates and savings.

  • Rebates are issued four times a year with a $5 minimum and no cap.
  • Rebates under $5 will continue to roll over into the next rebate mailing until you reach the $5 minimum threshold.
  • Qualifying purchases exclude purchases made on promotional credit plans or BIG CARD Sales Events.
  • Rebate is sent in the form of merchandise certificates valid only at Menards stores.
  • Once you have earned at least $5 in rebates, and your account is open and in good standing, a rebate certificate will be sent in the next quarterly mailing.
6 Month Financing:

This is a big advantage for smaller purchases. Menards offers special 6-month financing on storewide purchases over $299 or higher. It is a smart way to pay for everything from paint to power tools.

  • Offer available on approved Menards pre-tax purchases of $299 or more made on the Menards BIG CARD issued by Capital One, N.A.
  • Minimum Payments required. Your account must be open and current to be eligible for this offer. Eligible purchases will get no interest if paid in full in 6 months from the date of purchase.
  • If purchase balance is not paid in full, interest will be charged to your account from the purchase date at the Variable Standard APR of 27.24%. Your variable Penalty APR is 30.24%. Variable APRs as of 1/1/18. Minimum Interest Charge: $2.

Menards BIG Card

48 Month Financing:

This offer is very useful in tackling big projects more comfortable. Menards offers special 6-month financing on storewide purchases over $1500 or higher. No need to go to the bank to get a loan when you have this Menards BIG Card.

  • Offer available on approved Menards pre-tax purchases of $1,500 or more made on the Menards BIG CARD issued by Capital One, N.A.
  • Your account must be open and current to be eligible for this offer. For eligible purchases, an APR of 3.99% with payments of 2.3% of the purchase amount is valid for 48 months from the purchase date.
  • The minimum payment will never be less than $25; however, it may increase due to failure to make Minimum Payments required on the statement or due to an application of late fees.
  • After that, your Variable Standard 27.24% APR and regular Minimum Payments apply to any remaining purchase balance. Your Variable Penalty APR is 30.24%. Variable APRs as of 1/1/18. Minimum Interest Charge: $2.

Apply for Menards BIG Credit Card | BIG Card Account

Interested people can know how to apply for Menards BIG Credit Card on this section. Additionally, you can also know how to create Menards BIG Card Account and how to access it. Go through the below sections to understand how to pay Menards BIG Credit Card bill.

Apply for Menards BIG Credit Card:

  • First, go to the official website of Menards, i.e., www.menards.com.
  • Move cursor to the credit center tab on top of the page.
  • In the drop-down list, you can see BIG card application.
  • Click on BIG Card application to apply for Menards BIG Card.
  • Now, you will navigate to a page where you can see the application form.
  • To apply for BIG Card at Menards, you need to fill three sections.
  • First, your information. Enter all the details like name, email address, residential address, phone number, financial info, etc. in the given fields.
  • Click on the continue button to enter the second section.
  • Here you can know about Menards BIG Card and click on continue to finish your application process.

Menards BIG Card

Set Up Menards BIG Card Account:

  • First, go to the official website of Menards, i.e., www.menards.com.
  • Move cursor to the credit center tab on top of the page.
  • In the drop-down list, you can see Pay/ Access BIG card.
  • Click on Pay/ Access BIG card to create your Menards card account.
  • Now, you will navigate to a page where you can see a login form.
  • Click on Set Up My Account button.
  • Then, you will redirect to a page where you have to enetr some details.
  • Enter your Menards BIG credit card number, date of birth, social security number.
  • Select the continue button and follow the instructions which are sown on the screen.
  • Finally, click on Sign in button to set up your Menards BIG card account.

Access Menards BIG Credit Card:

  • First, go to the official website of Menards, i.e., www.menards.com.
  • Move cursor to the credit center tab on top of the page.
  • In the drop-down list, you can see Pay/ Access BIG card.
  • Click on Pay/ Access BIG card to Pay/ Access Menards BIG Credit Card.
  • Now, you will navigate to a page where you can see a login form.
  • Enetr your username, password and click on the continue button to sign in to your account.
  • Finally, you can access your Menards BIG Credit Card.

Pay Menards BIG Credit Card Bill | Menards BIG Card Rewards

People whoa re using Menards BIG Credit Card can pay their bill in different ways. Here we have given complete details about how to pay Menards BIG Card bill. Generally, there are three ways to pay your bill. First one is through online, the second one is through the mail, and the last one is by phone. Check every way to pay your bill and choose any one easy method.

Menards BIG Card

Online:

First, you need to login to your Menards BIG Credit Card Account tp pay your bill. You can check how to create BIG Card Account on this page in the above sections. After login to your account, click on the Pay button to pay your bills.

By Mail:

People who can not access their account can pay their Menards BIG Credit Card bill through the mail. This is the best method for people who do not believe in online services. Send your payment to the below given address.

Menards Retail Services,
Dept 7680, Carol Stream,
IL 60116-7680.

By Phone:

People who can not access their account can pay their Menards BIG Credit Card bill through the phone call. This is the best method for people who can send payment through the mail also. We think this is the easiest method to pay bills. The Menards credit card customer service phone number for payments is 1-800-871-2800.

Menards BIG Credit Card Rewards:

The Menards BIG Card offers a 2.0% rebate on the purchases made at Menards stores. The card rebate can be combined with discounts, other in-store rebates, special promotions, and sales. For this reason, If you are a frequent Menards shopper, your savings will add up. You will benefit from a 1.0% rebate at participating gas stations. Menards BIG Cardholders can also get special financing on purchases over $299. The Menards Big Credit Card can only be used at the Menards store. Additionally, you can also use this card in gas stations as well. You will receive a 2.0% discount on your purchases at Menard stores and 1.0% discount at participating gas stations. If you are looking to finance a home improvement project, then Menards offers cardholders a unique promotional financing plan, including some with zero interest. Financed purchases do not receive the 2.0% discount on purchases.

Rewards:
  • 2.0% back on purchases at Menards.
  • 1.0% back at Speedway, Holiday, Kwik Trip and Kwik Star gas stations.
  • 0% APR financing for purchases of $299 to $1,499.
  • Reduced APR for purchases of $1,500 or more.
  • No annual fee.
  • Exclusive access to Menards Big Card sales events.

Your 2.0% rebate is added in your account and issued quarterly in the form of merchandise certificates. You should minimum $5 in your merchandise certificate. If you do not have $5 in saved rebates, the rewards will roll over to the next quarter. There is no limit to the amount you can earn, but for individual financing purchases, do not receive the rebate. Special financing allows you to spread out the repayment of your investment over a specific period. Cardholders are offered individual promotional financing plans which include the Waived Interest Charge credit plan, the Same-as-Cash monthly payment plan, and the Reduced Rate credit plan.

The current promotional financing plan includes a waived interest plan on pre-tax purchases of $299 or higher. You can finance the payment over six months from the date of purchase. Interest is deferred for the entire period. If you pay off the whole balance by the deadline, you will be charged no interest. If your pre-tax purchase amount is $1,500 or greater, then you can choose a reduced rate credit plan which offers to finance for the purchase over 3 years. The interest rate for these three years of promotional financing is 3.99%. If your promotional financing balance is not paid before the deadline, then you will be charged 26.49% interest. If you are a person who frequently shops at Menards stores and fills gas regularly, then you can save more on Menards BIG Card.

10 Benefits of Having BIG Card at Menards

Improving your credit is something that can take years to do. For this reason, having a credit card that will actually help you through improving your credit and still has notable advantages makes your life much more comfortable. The Menards BIG credit card exactly does that and some times even more. You can hear any negative reviews about the Menards BIG Card from a very small number of people. Here we have given the ten advantages of having a BIG credit card at Menards.

It is a no-nonsense card:

Many credit cards are often offered advantages such as cash advances and the ability to use the credit card while traveling internationally. But people who have substantial credit do not travel abroad. Whereas, you can use your Menards BIG card to buy the necessities at any Menards store and you can also fill up your gas tank at any time in several other local regions which served gas station brands. People no need to wait until their credit score opens the door for a bank loan.

No annual fee:

The credit cards that have a yearly fee is waiting to snap your wallet closed so that they can access your hard earned money not you. For example, if you pay a $100 annual fee, then you are ended up paying $8 a month just for having the card even if you do not use it. But whereas in Menards BIG credit card, you no need to pay an annual fee.

Buy a VISA gift card

This may seem like an advantage. But when you need to buy a gift for a birthday or any occasion in the last minute, this will be useful for you. Since the Menards does not offer any money advances, this service will help you to buy last-minute gifts.

A deferred interest payment plan

As per the Menards, no interest is charged if you pay your bills within six months on your purchase of a minimum of $299. But you can not buy a single item which cost $299 and higher. You have to buy different items that require a total of $299 or higher.

Variable Intro APR

Menards BIG Card reward people who are trying to get the point where they deserve better terms on a new credit card. The purchase Intro APR is variable, between 0% – 3.99%. Menards also has a variable time frame for how long you will get that APR between 6 and 48 months.

Menards BIG Card

Rebate receipts

When you use your Menards credit card at your Kwik Trip or other authorized brand gas station, you will get a 1% rebate. But this rebate is not done immediately; you have to get your rebate receipt at a gas station and mail it to the Menards to get check back. The best way to use this service is, collect all your rebate receipts for one month and then send everything to the Menards at once to get a big check.

Use it as a bank loan

At Menards, you can not get cash advances on the card, but you can still use it as a bank loan for large home improvement projects. Menards has set up their promotional interest rates as you can buy whatever you need and can have the same interest rate throughout your loan period.

Great customer service

One of the most common thing for using Menards BIG card is their excellent customer service. Some people did not care about customer service, but this is one of the main points which need to search before going to buy a card.

A $10 cash bonus after you make your first charge of $100

Menards will give you a $10 cash bonus when you make your first charge of $100.

Cashback rewards

You can earn 1% or 2% cash back on your purchases. So, you can use your Menards BIG credit card wisely to get more benefits.

Menards BIG Credit Card Review

Rewards Rate:

  • 2% rebate on Menards’s and Menards.com purchases.
  • 1% rebate on other participating retailer purchases.

Sign Up Bonus:

  • Six months deferred interest on purchases of $299 or higher.
  • Forty-eight months reduced-rate financing (3.99%) on purchases of $1,500 or higher.

Rewards Redemption:

Pros

  • Rebate checks do not expire.
  • If you do not have $5 in saved rebates, the rewards will roll over to the next quarter.
  • You can combine rebates with other Menards discounts.
  • No cap on rewards.

Cons

  • Can only use rebate certificates at Menards stores or Menards.com official site.
  • Can not earn rewards on purchases which are made with special financing.

Customer Service:

  • 24/7 customer service available?: Yes
  • Online chat available?: Yes
  • Google Play Store mobile application rating: 4.7/5
  • Apple Store mobile application rating: 4.6/5

Other Points:

  • Annual Bonus: None
  • Annual Fee: $0
  • Average Yearly Rewards: $33 ($1,325 monthly spend)
  • APR: 27.24% (variable)

Get More Details About Menards Here

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